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FlagThe Italian Loan
Views(769)
Created(7-1-07)
Category ( Men )
Created(7-1-07)
Category ( Men )
An Italian walked into a bank in New York City and asked for the loan
officer. He told the loan officer that he was going to Italy on business for
two weeks and needed to borrow $5,000 and that he was not a depositor of the bank.
The bank officer told him that the bank would need some form of security for the loan, so the Italian handed over the keys to a new Ferrari. The car was parked on the street in front of the bank. The Italian produced the title and everything checked out. The loan officer agreed to hold the car as collateral for the loan and apologized for having to charge 12% interest.
Later, the bank's president and its officers all enjoyed a good laugh at
the Italian for using a $250,000 Ferrari as collateral for a $5,000 loan. An
employee of the bank then drove the Ferrari into the bank's underground garage and parked it.
Two weeks later, the Italian returned, repaid the $5,000 and the interest
of $23.07. The loan officer said, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?"
The Italian replied: "Where else in New York City can I park my car for two weeks for only $23.07 and expect it to be there when I return?"
Ah, the Italians.
officer. He told the loan officer that he was going to Italy on business for
two weeks and needed to borrow $5,000 and that he was not a depositor of the bank.
The bank officer told him that the bank would need some form of security for the loan, so the Italian handed over the keys to a new Ferrari. The car was parked on the street in front of the bank. The Italian produced the title and everything checked out. The loan officer agreed to hold the car as collateral for the loan and apologized for having to charge 12% interest.
Later, the bank's president and its officers all enjoyed a good laugh at
the Italian for using a $250,000 Ferrari as collateral for a $5,000 loan. An
employee of the bank then drove the Ferrari into the bank's underground garage and parked it.
Two weeks later, the Italian returned, repaid the $5,000 and the interest
of $23.07. The loan officer said, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?"
The Italian replied: "Where else in New York City can I park my car for two weeks for only $23.07 and expect it to be there when I return?"
Ah, the Italians.
Please Login to post comments| On July 5th 2007 pjaomseelpah Said : | |
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didnt nobody ask if u've heard it b4, did u laugh at THIS ONE is the questiom, dumbass |
| On July 3rd 2007 shelbymfbell Said : | |
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duh |
| On July 3rd 2007 freaki1225 Said : | |
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Heard this joke before except it was about a smart blonde. |
| On July 3rd 2007 jackieso Said : | |
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sweet |
| On July 3rd 2007 GoodFella445 Said : | |
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Very clever |
| On July 3rd 2007 BranMan1993 Said : | |
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that is very smart |
| On July 3rd 2007 elpimp20 Said : | |
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that smart |
| On July 3rd 2007 shibagir Said : | |
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that is smart! |
| On July 1st 2007 jay23357 Said : | |
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good
|
| On July 1st 2007 CLP64 Said : | |
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haha pretty smart |
| On July 1st 2007 Machia86 Said : | |
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lol wow thats pretty good...lol |
| On July 1st 2007 2innocent4u Said : | |
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haha |
| On July 1st 2007 cjaskot Said : | |
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hehehe |
